Flourish Financially Programme

5-Month Wealth & Mindset Academy
for Women
wealth and mindset academy for women
Minna Schmidt and Dr Sophie Jablonksi - the founders of Flourish Financially, a 5 month programme for women

Step into your financial power

Transform your money mindset and embrace your mid-life transitions, become powerful and gain confidence to take the driver seat in your life.

Our Flourish Financially programme has been created for smart accomplished women as a powerful, supportive space to develop financial confidence and a growth-oriented mindset, enabling them to navigate mid-life transitions with clarity and empowerment.

Join the Flourish Financially Programme –
Wealth & Mindset Academy for Women

Manage and grow your wealth confidently

Gain the psychological and emotional knowledge and tools to understand your financial situation, create a concrete plan to grow your wealth, and take control of your financial future.

Transform your money mindset and choose your financial life philosophy

Overcome limiting beliefs and embrace your own philosophy for financial success for making informed, empowered financial decisions that align with your values.

Harness your mid-life transition to flourish financially

Use the unique challenges and opportunities of mid-life to redefine your financial & life goals, build a corresponding action plan, and step into the next chapter of your life with financial confidence and purpose.

Are you ready to step into your financial power?

Achieve comprehensive financial awareness

Develop a clear understanding of your financial situation, including net worth, financial flows, and investment plans.

Gain clarity and control your next steps

Create a concrete action plan aligned with your financial vision to get you to your desired results quicker.

Boost your confidence and empowerment

Cultivate a confident money mindset and trust yourself to make informed financial decisions.

Experience personal fulfilment and emotional relief

Feel a sense of calm and direction as you progress on your journey to build your financial future.

Thrive in a supportive community

Share your transformative journey with a group of like-minded women, gaining valuable peer support and encouragement.

Join now and start your journey to financial independence and personal growth!

Are you constantly worried about money, yet find it hard to put those concerns into words?

Do you feel a longing to start a new chapter in your life, but the uncertainty about your financial acumen to take “smart” action or financial decisions holds you back?

 

If this resonates with you, please know that you are not alone, and it’s okay to feel this way.

Perhaps you’ve been dreaming of pursuing new directions or following long-held ambitions, but financial fears and societal pressures keep you rooted in place. Maybe you’re used to managing family budgets without taking risks, or you find yourself postponing your own fulfilment to care for others. This self-sacrifice is familiar to many, and it can leave you feeling unfulfilled and stuck, yearning for something more.

Money might be a taboo topic for you. It’s often seen as neither “feminine” nor “attractive” to talk openly about finances. This silence can make you feel isolated, overwhelmed, and even convinced that you lack the skills to manage your wealth effectively.

 

But what if we told you that this belief doesn’t have to define you?

You might frequently hand over financial decisions to others, avoiding full ownership and missing out on opportunities to grow your wealth. The thought of taking charge of your financial destiny can feel daunting, even overwhelming. And yet, deep down, you know that doing so is essential for your long-term security and independence.

If you’re in midlife, you may be experiencing financial stress that’s triggering a deeper identity crisis. Whether it’s an inheritance, a divorce, a career shift, or another significant financial change, these transitions can stir up anxiety and uncertainty, making it hard to see the path forward. Alternatively, you may find yourself in the fortunate position of having substantial funds in your bank account, yet they remain unproductively invested and losing value due to inflation. You may be leaving opportunities on the table to build your wealth and financial freedom.

 

Money stress doesn’t just stay in the financial realm – it affects your entire well-being.

Perhaps you’ve felt the daily grind of money worries, leading to anxiety, depression, or even physical health issues. This stress can keep you silent, afraid to talk about money, and trapped in a cycle that prevents you from stepping into your financial power.

Perhaps you’re in a position where money isn’t a primary concern. As an optimist, you focus on the positive and rarely consider financial risks. Your high income comfortably supports your lifestyle, and you’ve never experienced hardship. However, have you considered that this mindset might be causing you to overlook opportunities for greater financial freedom and long-term security?

Maybe something has just happened in your life – a financial windfall or a sudden expense – and you’re feeling ill-equipped to handle it. You see the need to plan for the long term but don’t know where to begin. Perhaps you feel a sense of shame for not being more prepared, or for not understanding your financial options sooner.

 

If any of this sounds familiar, we want you to know that there is a pathway for you to feel good and confident about your finances.

You’re not alone in these feelings. The truth is, real change comes from addressing not only the immediate financial issues but also transforming your mindset.

It’s about taking control, breaking free from your unhelpful thinking patterns around money, and learning how to approach your money – and your life – with long-term vision and confidence.

This is exactly why we designed our programme – to help you navigate these challenges, reclaim your financial power, build wealth that will increase your freedom and security, and create a life filled with stability, personal growth, and fulfilment.

 

We see you. We understand what you’re going through.

And we’re here to help you take the next step towards the life you truly deserve.

Our work together will help you to…

Gain financial awareness

Develop a clear understanding of your financial situation, including net worth, financial flows, and investments.

Build financial confidence

Cultivate a more intentional money philosophy and mindset. Trust yourself to make informed financial decisions, boosting your confidence in all areas of life.

Reach clarity and take action

Gain clarity on your financial vision, supported by a concrete action plan. This helps you feel in control, with a roadmap for achieving your financial and personal goals.

Experience emotional relief

Experience relief from knowing where you stand financially and what steps to take next. This clarity brings a sense of calm, supporting your overall well-being.

Gain personal fulfilment

Envision a future filled with fulfilment, abundance, and joy. Our programme helps you set ambitious financial goals and create a life plan that reflects your true desires.

Feel empowered

Feel empowered to manage your finances confidently. The skills and knowledge you gain will help you take control of your financial future and live a life aligned with your values.

Transform your mindset and grow

Uncover and reshape your beliefs about money. Integrate financial planning with psychological insights to improve your well-being, unlocking new confidence and personal growth.

Gain access to a powerful network

Join a community of like-minded women, gaining support and encouragement. This network will remain a valuable resource for financial insights and life advice.

Work with experienced coaches

Dr. Sophie and Minna have guided many women through life and financial transformations. Their expertise will help you overcome mindset challenges and flourish financially.

Grow your wealth

No matter your starting point, we help you enhance your wealth-building journey. Take control of your financial future and experience the satisfaction of growing your wealth.

woman flourishing financially

It’s time to transform how you approach money, mindset, and your mid-life transitions

Our Flourish Financially programme offers a unique and powerful blend of financial planning, investment coaching, life coaching, and positive psychology to help you navigate these changes with confidence and clarity.

In other words: Financial Health & Flourishing.

Holistic support

Our programme is a unique combination bringing together education on financial skills, deep mindset work, and practical advice and strategies to manage your wealth and plan your dream life.

This reduces anxiety related to financial worries. Instead, you can breathe easily, knowing that your assets are growing, providing you with the freedom to pursue your dreams and the security to alleviate worries in your life.

Life coaching helps you redefine your goals, values, and identity, providing clarity and direction during periods of transition.

Wealth as a mindset rather than purely a hard science

We believe that true transformation comes from integrating both financial education and psychological growth.

Our programme addresses the “external work” of understanding your financial situation and goals, alongside the “internal work” of cultivating the right mindset and emotions to improve your relationship with money.

External work

Our programme revisits your financial education, helping you take a comprehensive look at all aspects of your financial life – earning, spending, investing, saving, and managing debt.

This ensures you have a clear and complete understanding of your financial landscape and are well-equipped to manage and grow your wealth.

Internal work

We focus on the psychological aspects of wealth, helping you understand and reshape your thoughts and feelings about money.

By addressing societal programming and internal mindsets, we provide you with the tools to develop a more empowered and positive money mindset.

You will feel secure, confident and powerful – at peace with your finances

Community and individual support

You will benefit from both group and individual coaching, each packed with amazing value to support your financial flourishing.

The supportive community of like-minded women allows you to share experiences, reducing feelings of isolation and providing peer support. Moreover, when wise women come together to support one another, incredible transformations can occur.

To go even deeper, individual coaching sessions address your specific needs and challenges, offering tailored guidance and support. The overall experience is offered in a safe, private space and guided by skillful and highly experienced coaches Dr. Sophie and Minna.

Empowerment and confidence

Our programme equips you with the skills to confidently manage your finances, make informed decisions, and take control of your financial future. We help you set realistic and achievable financial and personal goals, fostering a sense of accomplishment and direction.

By combining the best of both worlds – financial planning and evidence-based life coaching – we enable real shifts in your approach to finances and wealth. You will learn a lot about yourself and your relationship with money, becoming more powerfully equipped to leverage your unique value & financial power for a more fulfilled life.

Let’s embark on this transformative journey together and create a life filled with financial stability, personal growth, and joy.

Join us now to start to Flourish Financially!

What you’ll learn

The Flourish Financially Programme is a five-month journey designed to help you take control of your financial future by integrating both financial planning and emotional intelligence.

Below are the five core modules that will guide your transformation. We will be there every step of the way to support you and to make sure that you reach the outcome that you desire.

Module 1 cover image - Where am I coming from?
Module 1

Where am I coming from?

Option 1: Mon, 29 Sep 2025, 12:00-14:00 CET
Option 2: Tue, 30 Sep 2025, 19:30-21:30 CET
Q&A Session: Fri, 10 Oct 2025, 12:00-13:00 CET

Understanding your financial past
This module helps you uncover how your upbringing and past experiences have shaped your financial beliefs. By reflecting on your financial heritage and key life decisions, you will build a strong foundation for a conscious, empowered money mindset.

What we’ll cover:

  • Exploring your financial heritage and its influence on your current financial behaviours
  • Revealing your personal money story and identifying limiting beliefs
  • Reflective activities to build your own money philosophy
Module 2

Where am I now?

Option 1: Mon, 27 Oct 2025, 12:00-14:00 CET
Option 2: Tue, 28 Oct 2025, 19:30-21:30 CET
Q&A Session: Mon, 10 Nov 2025, 12:00-13:00 CET

Assessing your financial present
We take a deep dive into your current financial situation, helping you evaluate your net worth, balance sheet, and spending habits. You’ll also discover your money personality and how it impacts your financial decisions.

What we’ll cover:

  • Conducting a net worth and financial flows analysis
  • Understanding your money personality archetype
  • Recognizing financial strengths and weaknesses with a SWOT analysis
Module 2 cover image - Where am I now?
Module 3 cover image - How can I feel better?
Module 3

How can I feel better from now on?

Option 1: Mon, 24 Nov 2025, 12:00-14:00 CET
Option 2: Tue, 25 Nov 2025, 19:30-21:30 CET
Q&A Session: Mon, 8 Dec 2025, 12:00-13:00 CET

Navigating the emotions of money
Emotions play a huge role in financial decisions. This module will teach you how to manage financial stress, develop emotional resilience, and build financial self-confidence to take empowered financial action.

What we’ll cover:

  • Identifying your primary emotions around money
  • Journaling and thought work to improve financial self-confidence
  • Creating a financial prioritisation ladder to guide your next steps
Module 4

What is possible for me?

Option 1: Mon, 12 Jan 2025, 12:00-14:00 CET
Option 2: Tue, 13 Jan 2025, 19:30-21:30 CET
Q&A Session: Mon, 26 Jan 2025, 12:00-13:00 CET

Envisioning your financial future
Dream big! In this module, we guide you through setting ambitious financial goals and crafting a roadmap for your future. We’ll connect your dreams with a concrete investment and financial plan for both short-term and long-term success.

What we’ll cover:

  • Defining your dream life through goal setting and visioning
  • Creating a Four Horizons Investment Plan for your financial freedom
  • Steps to achieve passive income and long-term financial security
Module 4 cover image - What is possible for me?
Module 5 cover image - Being your best self on your financial journey.
Module 5

Being my best self on my financial journey

Option 1: Mon, 23 Feb 2025, 12:00-14:00 CET
Option 2: Tue, 24 Feb 2025, 19:30-21:30 CET
Q&A Session: Mon, 9 March 2025, 12:00-13:00 CET

Sustaining financial and emotional growth
In the final module, you will learn the practical tools needed to sustain your financial growth. From managing relationships around money to negotiating and building passive income, you’ll be equipped to continue flourishing financially.

What we’ll cover:

  • Developing effective financial conversations with partners and family
  • Building passive income streams and using financial planning tools
  • Strengthening your financial resilience and confidence

How it works

The Flourish Financially programme is a five-month journey designed to provide you with the tools, guidance, and support needed to transform your financial life and mindset.

Here’s what you can expect:

Duration: September 2025 to March 2026
Format: A mix of interactive group sessions and personalised feedback, as well as one-on-one coaching
Location: All sessions are conveniently conducted via Zoom

Please Note: The dates for all sessions are indicative and may be adjusted if necessary. However, we understand that schedules can be unpredictable, so all sessions will be recorded and shared with participants. If you’re unable to attend a live session, you’ll have full access to the recordings, allowing you to engage with the material at your convenience.

What you’ll receive:

    Group sessions
    • 5 Live group learning & coaching sessions:
      Monthly 2-hour sessions with Minna and Dr Sophie, focusing on key financial and mindset topics. These sessions offer interactive learning, reflection, and peer support.
    • 5 Live interactive Q&A sessions:
      These 60-minute group Q&A sessions are proposed to get together as a cohort, and offer you “group coaching” experience, where you can get answers to your pressing questions and dive deeper into topics discussed.
    Individual coaching
    • 6 x one-on-one coaching sessions:
      Personalized 60-minute sessions with Dr Sophie (3x) and Minna (3x), tailored to your specific financial situation and goals. These sessions will guide you through understanding your financial risks and opportunities, reshaping your money mindset, creating a financial plan, and developing a life vision.
    • Individual summaries & action points:
      After each private coaching session, you’ll receive a detailed summary with actionable steps to help you stay on track.
    Ongoing support
    • Access to FF private WhatsApp group: Engage with your cohort and stay connected throughout the programme for continuous support and networking.
    • Lifetime access to a private FF community: Continue your journey and network with other like-minded women even after the programme ends.
    • Replay vault: Access to all group coaching session recordings so you can revisit key lessons anytime.
    • Resources library: A comprehensive collection of activity booklets and selected resources curated by Minna and Dr Sophie to help you deepen your learning and continue your journey.
    • Private Q&A support: Ongoing 5 months of support with responses to your questions within 48 hours via email or WhatsApp.
    • Intimate quality experience: We limit each cohort to 20 participants to ensure a highly personalised and confidential experience, with a community feel. This small group setting allows for deep connections and maximises the value of the programme for each participant.
    Financial Tools
    • Four Horizons Investment Plan
    • Passive Income Simulation Tool
    • Financial Prioritization Ladder
    • Personal Investment Plan Guidebook and Worksheet
    • Monthly Cashflow Tracking Tool 
    • ETF Playbook

    Including instructions for all of them.

    Your commitment:

    • Group sessions: 2 hours each, once a month for 5 months.
    • Q&A sessions (drop in group sessions): 1 hour each, once a month for 5 months.
    • Individual coaching sessions: 6 sessions, 1 hour each, spread throughout the programme, individually scheduled to fit your needs.
    • Preparation for sessions: Indicative 1-2 hours of activity to prepare for each session.
    • Individual work: Indicative 2-4 hours per month for reflection and journaling to maximise value and personal growth.

      Join us and start your journey towards Financial Flourishing!

      Any questions?

      If you have any questions or want to explore whether this programme is right for you, we’re here to support you every step of the way.

      Book a call with Minna or Dr Sophie.

      Real people, their words

      Quote Marks Gold

      Now My Financial Decisions Reflect My Values – Not My Fear

      Since completing the programme, I’ve integrated some very practical tools: I have a structured, values-based budget. I track my expenses. I’ve started investing. I hold monthly financial reviews. But more than that, my mindset and my nervous system have changed. I no longer avoid money: I meet it with clarity. I don’t spiral into guilt or shame: I hold myself with care and intention. While I had already explored the emotional side of money before, this programme allowed me to go much deeper. I could gently observe inherited beliefs - from family, from culture, from past identities - and consciously choose a new narrative. Now, my financial decisions are aligned not just with my needs, but with my values. When I share my budget today, whether with a friend, my coach, or in a professional setting, it’s no longer something I hide or apologise for. It’s something I own. It feels like a declaration of self-respect. This programme gave me something I hadn’t found anywhere else: a compassionate, science-based container where emotional intelligence meets financial literacy. I feel calm. I feel safe. I feel free. Money no longer feels like a source of stress. It feels like a relationship I can trust.
      Anna Tsyupko
      Coach, Entrepreneur, and Flourish Financially Alumna
      Quote Marks Gold

      A Turning Point in My Financial Journey

      Following the Flourish Financially program was a seminal step in my life. At over 50, I was regretting past choices, feeling totally insecure, dependent, incapable. And... no! Little by little, my beliefs gave way, my fears diminished and my confidence grew. From where I am, I can still act, I can change the course of things, I can nourish hope. These are the wonderful gifts I leave with, and the adventure has only just begun! I've enjoyed this journey with two equally professional women, with women who share the same or similar concerns and who have supported me. I appreciated the complementary nature of Sophie and Minna: one with a coaching approach blended with positive psychology and the other just as attentive, but more “technical”. Two crucial aspects of our relationship with money! Bravo to them for creating this space, this community I'm proud to be part of! I invite any woman who has questions or worries about her financial state/future to join them!
      Anne-Claire Delval
      Quote Marks Gold

      Clarity, Confidence and a Plan

      Before joining the Flourish Financially Programme, I didn’t really think about money – it simply wasn’t a focus in my life. I wasn’t anxious about it, but I also wasn’t intentional. The programme helped me realise that not looking into my finances could have long-term consequences, and that taking care of them is just essential. I discovered the principles of investing for the first time. The course was very balanced and progressive, and was totally accessible to me, even without any prior knowledge. The concepts covered, both in technical and behavioural terms, were quite advanced and very enriching. I now set aside time each month to review my finances — sometimes alone, sometimes with my husband — and I plan to consult with a banker regularly. These small rituals feel like acts of care, not pressure. If I had to describe my financial life today in one word, it would be ‘sunrise.’ I now see the possibilities. I know I still have time. And I feel calm, clear, and confident about what comes next.
      Christine
      Flourish Financially Participant – Jan–June 2025Medical Doctor, Lyon (France)
      Quote Marks Gold

      Empowered

      Empowered. This one word defines my recent journey of introspection and growth. It's not about the numbers, but about the meaning behind them. It was a journey through which my perseverance, honesty and love of learning definitely stood out, and it doesn't stop here. Thank you for guiding me through this!
      Andreea Tabara
      Quote Marks Gold

      This programme will empower you to make better financial decisions

      I highly recommend this program to women, no matter their circumstances or stage in their life. This program is led by wonderful coaches who have helped me tremendously in my financial journey. Their content will help you, regardless of the country you live in, and it will empower you to make better financial decisions. A 100/10 review.
      Kadiatou Diallo

      Our passion and purpose

      We are dedicated to helping women on their financial flourishing journey to improve their lives and the world. We believe money, like any other resource, can create amazing good or cause harm depending on its use. We aim to support like-minded motivated women with positive values and aligned mindsets to access and generate more wealth, enabling them to change the world.

      Money as a resource: Money can be a powerful tool for positive change.

      Empowering women: We want women to access and utilise wealth to make a positive impact on the world.

      Open conversations: We foster open and honest discussions about money – talking about how much we have, make, and can achieve, and what this means for our well-being, without fear or shame.

      Not your typical financial coaching course

      Transformative approach

      Our programme stands out because of our unique blend of psychology and financial education supporting the learning and use of financial skills, mindset management practices, and planning/goal setting, combined with a community/networking angle.

      This deep work enables a real shift in your approach to finances and wealth as a means to holistic personal growth, leading to a more fulfilled life.

      Holistic blend

      We combine technical financial knowledge with psychological exploration to shift unhelpful beliefs and create a fresh start.

      Comprehensive support

      Our programme integrates “external work” (financial education and management) with “internal work” (thoughts and feelings about money). Most programmes focus on one and overlook the other, but we believe lasting transformation comes from addressing both.

      Creating a better future

      We believe that women’s financial literacy and mindset are crucial for the next chapter in their lives. Financial education starts with thinking and talking rationally about money, something many of us, especially women, have not been exposed to.

      Our programme helps you bring unconscious thoughts to the surface, examine them with goodwill and compassion, and develop a positive, empowered relationship with money.

      By working with us, you will gain a transformative experience, not just in your financial life but in your overall well-being.

      You will learn about yourself, your relationship with money, and how to leverage it for a more fulfilled and impactful life.

      Join us and start your journey towards Financial Flourishing!

      FAQ

      How many participants will be in each cohort?

      We keep our groups small, with a maximum of 20 participants per cohort, to ensure a curated, confidential, and highly personalised experience. This allows for deep connections and maximises the value of the programme for each participant.

      What if I can't attend a live session?

      No worries! We understand that life can get busy. All of our sessions are recorded and will be available for you to watch at your convenience. This way, you’ll never miss out on the valuable insights and discussions, even if you can’t make the live sessions.

      How much time commitment does the programme require?

      Each group session is 2 hours, once a month. In addition, there is a 1-hour monthly Q&A session. You’ll also have six 1-on-1 coaching sessions throughout the programme with Dr. Sophie and Minna. We recommend setting aside 2-4 hours per month for reflection, journaling, and completing the activities to maximise your growth.

      Is the Flourish Financially programme only for women already managing their wealth?

      Not at all. Our programme is designed to support women at all financial stages. Whether you’re just starting to take control of your finances or you’re looking to enhance and manage your existing wealth, we’ll help you cultivate a mindset for long-term success.

      How do I know if this programme is right for me?
      If you’re feeling stuck, anxious about your financial future, or looking for clarity and empowerment to make confident financial decisions, this programme is for you. Whether you’ve experienced a life transition, such as divorce, inheritance, or a career shift, or you simply want to enhance your financial skills, this programme will help you take control of your financial destiny.

      Please book a call with us to discuss your situation and objectives, we would be happy to find out together with you if the programme fits with your needs.

      How is this programme different from other financial or life coaching courses?

      Flourish Financially combines the best of both worlds: evidence-based financial education and life coaching grounded in positive psychology. We not only help you with the “external work” of managing your finances but also the “internal work” of reshaping your beliefs about money, leading to lasting transformation.

      Will I have ongoing access to the content after the programme?

      Yes! You’ll have access to the recordings of all group sessions, the resources library, and our exclusive Flourish Financially community, so you can continue your growth even after the programme ends.

      Join the Flourish Financially programme now

      Programme starts 29 September 2025

      Financial Health & Wellbeing Academy

      • Programme price: €4,995
      • Early Bird price: €3,999 until 31 August 2025

      Payment Options

      • Deposit of €500 to be settled at sign up
      • For the rest, choose between either option:
        • Option 1: 1 payment after first session of €3,499 (Oct)
        • Option 2: 6 monthly payments of €616.50
          (Multi-payment options incur a 5% admin fee to cover transaction costs.)
          We are happy to discuss, don’t hesitate to contact us in case of questions.
      What’s included:
      • 6 x One-to-One 60-min Coaching Calls with Minna or Dr Sophie
      • 6 x Individual Summaries & Action Points for each Private Coaching Session
      • 5 x Live Group 2-hour Interactive Group Learning Sessions with Minna and Dr Sophie
      • 5 x Live Interactive 60-min Q&A Group Open Sessions with Minna and Dr Sophie
      • Special 90-min Group Graduation Ceremony – Special “Bonfire night”
      • Access to Private FF Alumni Community (WhatsApp, LinkedIn) to stay engaged and accountable after the programme ends
      • Free invitations to in-person Flourish Financially Alumni Community Events (to be organised in a European / Swiss location TBC)
      • Access to FF Private WhatsApp Group for the duration of the programme
      • Access to Your FFP Cohort’s Group Coaching Calls Replay Vault
      • Access to FFP Resources Library with Activity Booklets & List of Selected Resources
      • 5-Month Private Q&A Support with 48h Response via Email/WhatsApp/“Ask Minna & Dr Sophie”

      Total: Best available price: €4,995 until 25 September 2025 – now early bird price €3,999 *only* until 31 August 2025

      More than 25 hours of professional coaching and training, including 6 hours+ on 1-1 basis and full Q&A support and community engagement with other likeminded amazing women at different stages on their financial flourishing journey throughout the programme and beyond.

      For full terms and conditions, click here.

      14 Day Money Back Guarantee

      We are confident that you’ll love this programme and that it will help you transform your relationship with money and take control of your financial future. However, if you decide within the first 14 days that the programme isn’t for you, we offer a full refund – no questions asked.